Minneapolis, MN Comprehensive Life Insurance Policy
Felker Financial, Inc. offers life insurance policy and term life insurance for Minneapolis and the Twin Cities residents. Call 763-593-1985 today!
Felker Financial, Inc. takes pride in working with expert insurance agents prepared to serve you. We offer life insurance policies that will help you protect what matters most to you.
We have been serving Minneapolis, Minnesota and the surrounding areas for over 30 years. We also complete extensive research and conduct surveys to find a coverage that suits you best.
Our company values your trust as we strive to provide you with the quality service you deserve.
Life Insurance
As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure these strategies and products are suitable for your long-term life insurance needs. You should weigh your objectives, time horizon, and risk tolerance, as well as any associated costs before investing. Count on Felker Financial Inc. to customize a policy to fit your individual needs.
Fixed Indexed Universal Life Insurance
Our life insurance policy options include fixed indexed universal life insurance, in which we provide principal protection in a down market, along with the opportunity for growth. We base our data and strategy through indices and the stock market. Our professional and dedicated insurance agents are prepared to provide you with more details about this coverage option.
Term Life Insurance
In the event that a loved one or a family member has passed on, our term life insurance covers the individual’s beneficiaries. At Felker Financial, Inc., we believe that life costs more than the value of money. Don’t worry about the cost that come with it as we strive to make your life better and ease your troubles.
Indexed Annuities
Find an indexed annuity plan that matches your financial goals by relying on Felker Financial Inc. This product covers your income, even as you retire, with a lower chance of you outliving it. As a BBB-accredited business, our insurance company offers the right solutions for your long-term life goals, all at a competitive rate.
Chronic Illness Riders on Life Insurance
At Felker Financial, we make sure no one gets left behind. A Chronic Illness Riders Insurance is an add-on that secures you a benefit if you are diagnosed with a qualifying chronic illness. We ensure that you are covered by your life insurance whenever circumstances require it.
Social Security
Maximizing your social security income is extremely complex. Each year, Americans lose billions of dollars in lifetime income, unknowingly and unnecessarily. Without a personalized timing report, you could be putting your hard-earned money at risk. Rely on the expert analysis of Felker Financial, Inc. to help you sort through the options and choose the one that will fully maximize your family’s lifetime Social Security income.
Fulfill Your Financial Goals
Rely on Felker Financial, Inc.’s detailed and comprehensive life insurance coverages. We are dedicated to helping you fulfill your financial goals while reducing the worry that can come with choosing a proper insurance plan!
We operate Monday through Friday from 8:00 AM to 5:00 PM. Call us at 763-593-1985 for inquiries!
Experience, Compassion, Solutions
Felker Financial, Inc. serves residents in the Twin Cities and surrounding areas with quality life insurance coverages, with a wide variety of options for you to choose from. I value your life and plans for the future.
IMPORTANT NOTICES:
Please note that all of the insurance products that you receive illustrations on, or that are offered for sale by Kurt F. Felker or Felker Financial, Inc., or that are mentioned on this website, have guarantees that are subject to the timely payment of all required premiums, and are backed by the financial strength and the claims-paying ability of the issuing life insurance company. Most life insurance products require health underwriting and in some cases financial underwriting. Any insurance policy that is illustrated or sold by Kurt F. Felker or Felker Financial, Inc. is not FDIC (Federal Deposit Insurance Corporation) insured. They may lose value. They have no bank or credit union guarantee. They are not a deposit. They are not insured by any federal government agency or NCUA (National Credit Union Administration)/NCUSIF (National Credit Union Share Insurance Fund).
Policy loans and withdrawals from a life insurance policy will reduce the available cash value and death benefit and may cause the policy to lapse, or affect guarantees against lapse. Withdrawals in excess of premiums paid will be subject to ordinary income tax. Additional premium payments may be required to keep the policy in force. If a policy is a Modified Endowment Contract (MEC), policy loans and withdrawals will be taxable as ordinary income to the extent there are earnings in the policy above what the cost basis is. If any of these features are exercised prior to age 59 1/2 on a MEC, a 10% federal additional tax may be imposed. Tax laws are subject to change and you should consult a tax professional. The death benefit is generally income-tax-free when passed on to beneficiaries.
This content is for general educational purposes only. It is not intended to provide fiduciary, tax, or legal advice and cannot be used to avoid tax penalties, nor is it intended to market, promote or recommend any tax plan or arrangement. Life Insurance Companies and their affiliates, employees, and representatives do not give legal or tax advice. Customers are encouraged to consult with their own legal, tax, and financial professionals for specific advice or product recommendations.
All information is provided with no guarantees of completeness, accuracy or timelessness regarding the results obtained from its use. The information is presented without warranty of any kind, express or limited, including but not limited to warranty of performance, merchantability, and fitness for a particular purpose. Your use of this information is at your own risk. You assume full responsibility and risk of loss resulting from its use. Neither Kurt F. Felker or Felker Financial, Inc. will be held liable for any erros or omissions, or any direct, indirect, incidental, consequential, or punitive damages. The ideas, suggestive principles, and conclusions presented are also subject to state and federal laws and any future revisions.
Kurt F. Felker does not have a license or registration to sell or market securities. This would include mutual funds, stocks, bonds, call or put options, or other licensed securities. Neither Kurt F. Felker or Felker Financial, Inc. is engaged in rendering financial planning, legal, accounting, or other professional services. If financial planning, legal, accounting, tax planning or other advice is required, the services of a competent professional should be sought. Kurt F. Felker is not licensed with a broker/dealer to sell or market securities. He is not affiliated with FINRA (the Financial Industry Regulatory Authority).